Getting car insurance as a newly passed driver in the UK can be expensive, but there are ways to lower the cost. Here are some tips to help you get cheap car insurance:
Shop around
Don’t just accept the first quote you receive. Compare prices from multiple insurers to find the best deal.
Consider telematics insurance
This type of insurance uses a black box to track your driving habits, such as speed, braking, and acceleration. If you drive safely, you can get a discount on your insurance.
Pick a car wisely
The type of car you drive can affect your insurance premium. Smaller, safer cars tend to be cheaper to insure than larger, sportier models.
Build up a No Claims Bonus
The longer you go without making a claim, the more you can save on your insurance.
Add an experienced driver to your policy
Adding an experienced driver with a good driving record to your policy can reduce your premium.
Consider a multi-car policy
If you and a family member both need insurance, consider a multi-car policy, which can save you money.
Increase your excess
The excess is the amount you pay towards a claim. If you increase your excess, your insurance premium will be lower.
Take a defensive driving course
Some insurers offer discounts for drivers who take a defensive driving course.
By following these tips, you can get cheap car insurance as a newly passed driver in the UK. Just remember to always compare quotes and choose the policy that best suits your needs.
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